Mode A — Hub-led processing
pHub coordinates the relevant payment-processing lifecycle where the payment platform owns transaction execution and state for the defined domain.
Enterprise payment orchestration
pHub
Active developmentEnterprise payment orchestration
pHub is an enterprise payment hub in active development. It is being designed to connect providers and rails, apply routing and business policy, and give operations teams a coherent view of transaction state and exceptions.
The product is still evolving. The capabilities below describe product direction; detailed availability and pilot scope are discussed directly.
How pHub fits
Orchestrate the flow without blurring system boundaries
pHub is designed to sit between channels and payment providers or banking systems. Depending on the deployment model, the authoritative balance may remain in the banking core while pHub coordinates payment execution, status, exceptions, and reconciliation.
Channels
and business systems
↓and business systems
pHub
↓Providers · rails
or banking core
or banking core
Mode B — Banking-core integration
The CBS remains authoritative for balances and core account state while pHub connects channels, providers, and rails, coordinating status, exceptions, and reconciliation.
Product direction
A clearer operating model for payment teams
Provider and rail connectivity
Bring payment providers and rails into one operational model as your payment mix changes.
Routing and business policy
Apply the rules that determine how payment requests should move through your network.
Transaction visibility
Give operations teams a coherent view of state, history, and exceptions.
Reconciliation and control
Keep payment operations aligned with the systems that remain authoritative for balances and core account state.
Built for
- Payment and platform teams modernizing a multi-provider payment operation
- Enterprises that need flexibility across channels, providers, or rails
- Teams defining clear system-of-record boundaries between a payment hub and a CBS
Active development
- Core hub capabilities are being built and validated with design partners
- Integration guidance will expand as the product stabilizes
- Early conversations welcome around real payment flows and operating requirements
Bring us your payment flow
Share your provider mix, channel topology, routing needs, system-of-record boundaries, and operational pain points. We'll assess fit and outline an appropriate design-partner path.
Discuss the system you need to build
Whether you are evaluating RunicCore, exploring pHub, or planning a custom enterprise system, start with the architecture and operating requirements that matter to your team.